Term Deposit 370Plus

Your money has simply earned more

Click here to find out all about the new term deposit offering from HCOB and our interesting account products for corporate clients

More about Term Deposit 370Plus

Electronic Banking

Important information on payment transactions

HCOB has implemented a new electronic banking system to process your business transactions since May 9th 2022.

More information

Euromoney Award for Excellence 2022

HCOB awarded “World’s Best Bank Transformation”

About the press release

Recession Fear

"The old legalities no longer apply".

HCOB Chief Economist de la Rubia with steep thesis in guest commentary in the "Börsenzeitung".

to the commentary

Sports sponsorship

Hamburg European Open a great success also for the HCOB

A week of Grand Slam feeling at the Rothenbaum with great radiance

more about the sponsorship

Ship Pfandbriefe

HCOB with big plans and a unique selling point

Ralf Löwe, Head of Treasury at HCOB in an interview with "Immobilien & Finanzierung"

More about the interview

Infrastructure Projects

If not now, when?

HCOB targets infrastructure new business of around one billion euros in 2022

Infrastructure projects

electronic banking

Important information on payment transactions

HCOB implements a new electronic banking system for the processing of your business transactions until May 9th 2022.

More information

Interest rate benchmark reform

Transition of reference rates until mid-2023

More about the IBOR Reform

Real Estate Market

Is the end of the boom approaching?

Peter Axmann, Head of Real Estate Clients at HCOB, took a clear stand at online press conference.

Online press conference

Business Strategy

CEO Stefan Ermisch: "We want to create value".

Strong specialization and solid capital base as strengths of HCOB especially in times of crisis.

Interview

2021 results

Final IFRS figures 2021

Hamburg Commercial Bank completes fiscal year 2021 with strong financial figures

Group reporting

Cryptocurrencies

Is the digital euro coming?

HCOB Chief Economist is guest in the “Digital Euro Podcast”

Click here to listen in

HCOB Art Foundation

Final volume of "sinn.vor.ort" published

Art project in Pinneberg reclaims public space

HCOB Art Foundation

MIPIM 2022

Mipim 2022 - we'll be there!

MIPIM is by far the world's most important meeting of top decision makers from real estate market

more about mipim

Leasing Business

Boom in premium e-bikes

AGL and HCOB finance the private mobility turnaround

more about smar leasing

Equal opportunities

International Women's Day at HCOB

Plenty of progress in gender equality but not quite there yet

International Women's Day

Payment Transactions

Into the digital age with HCOB

How the bank's clients are revolutionizing their payment transactions

More about payment transactions

Restructing

Insolvency wave simply postponed

Interview with the restructuring experts at HCOB

Click here for the interview

Global trade

Relaxation of supply chain situation not expected until 2023

HCOB’s Chief Economist trusts market forces to ensure a return to normality

More about supply chain

Liquidity management

Protect your coffers, enable growth

How HCOB is taking factoring to a new level with “SmartFact”

more about smartfact

Information

It has come to our attention that a third party has sought to clone the website of Hamburg Commercial Bank AG in the UK.

Further details are available here.

Real estate market

HCOB at EXPO REAL 2021

Germany's commercial real estate so far extremly crisis-resistant

more about expo real 2021

real estate business

Is blockchain revolutionizing the market?

Latest HCOB study on real estate tokenization

more about the study

Banking Association

Hamburg Commercial Bank switches to private deposit protection fund

Switch ends three years of far-reaching, successful transformation

More about the BdB Fund

Infrastructure

HCOB at the "Global Summit 2021" in Berlin

Great need to catch up and finance digital infrastructure

More about the Global Summit 2021

Capital market business

Sustainability drives asset-based finance business

Hamburg Commercial Bank active at TSI Congress 2021

More about the congress

Renewable Energies

HCOB flies its flag at Husum Wind 2021

Industry banks on wind hydrogen breakthrough

Morbe about Renewable Energies

HCOB Art Foundation

Renaissance of public space

Art Foundation supports new project in Pinneberg

More about art

Optical Fiber

Strong presence at world's largest FTTH trade show

The coronavirus pandemic proves need for ultra-fast data links

More about FTTH

Sustainability

Dept capital and climate transition

HCOB study on the green shift in the finance industry

More about the study

Real Estate

Expo Real 2021

Meet us in person from October 11 to 13 at the international trade fair for real estate and investments.

More about Real Estate

Half-year results 2021

Strong half-year

HCOB with a very solid foundation

Group reporting

Shipping Market

Outlook remains confident

Market experts presents the "Shipping Outlook 2021"

More about the shipping market

Sponsoring

Game, set & match "Hamburg"

HCOB supported twelve days of top-class tennis

More about tennis sponsoring

Secure email

email infrastucture

The HCOB is modernizing its email infrastructure on the 20th of August 2021.

More about secure email

Personnel management

New times require new leadership

HCOB celebrates achievements with innovative performance management

Morbe about leadership

Sports sponsorship

HCOB will sponsor the Hamburg EUropean Open in 2021 once again

From July onwards, the world's best in women's and men's tennis will compete at the Rothenbaum arena.

More about the sports sponsorship

Real estate market

Inflation worries, but no interest rate fears

What trends will shape the commercial real estate market in 2022?

More about real estate market

Virtual Accounts

HCOB prominent in "DerTreasurer" business magazine

Payment transaction professionals at HOCB presents a smart solution for contemporary cash management

About the Article

Compliance

Many IT islands become one strong platform

The HCOB Compliance team sets out into the future with partner Actico

More information

For forward thinkers - for you.

Recent Press Releases

April 7, 2022

2021 result

Hamburg Commercial Bank completes fiscal year 2021 with strong financial figures

read more

May 19, 2022

Hamburg Commercial Bank issues ship covered Pfandbrief in benchmark format

HAMBURG – Hamburg Commercial Bank (HCOB) successfully placed a ship Pfandbrief with a total volume of €500 million on the capital market on Wednesday, continuing its regular issuance activities.

read more

February 10, 2022

Preliminary results for 2021: Hamburg Commercial Bank completes transformation with strong Group net result

Hamburg Commercial Bank (HCOB) presented its preliminary IFRS figures for fiscal year 2021 on Thursday, reporting net income before taxes of EUR 299 (previous year: 257) million.

read more

January 27, 2022

HCOB, KfW IPEX-Bank, and Kommunalkredit arrange fibre optic financing

The Göttingen-based fibre-optic company goetel GmbH is continuing to expand its fibre-optic network in previously underserved rural regions. Hamburg Commercial Bank (HCOB), KfW IPEX-Bank and Kommunalkredit Austria AG (Kommunalkredit), together with an international bank consortium, are providing EUR 345 million for this purpose. A total of seven banks are involved in this project financing. HCOB, KfW IPEX-Bank and Kommunalkredit are acting as joint bookrunners and arrangers, in addition KfW IPEX-Bank is acting as agent.

read more
All Press Releases

Recent Reports

August 11, 2022

Interest rate Rise slows Upward trend on Real Estate markets - Consolidation begins

Despite recent slight declines, the era of extremely low interest rates is over, and with it their years of stimulus for the real estate markets. Now the markets are seeking a new equilibrium.

Market report (german) ( PDF, 945 kB )

July 22, 2022

Turnaround in interest rate policy

Ausblick auf die Weltwirtschaft, den Euroraum, Deutschland, die USA, China sowie Anleihemärkte, Wechselkurse, Aktienindizes und den Rohölmarkt

Market report (german) ( PDF, 1.98 MB )

July 22, 2022

Surprise!

The ECB surprisingly raised key interest rates by 50 bp and not only by 25 bp as announced at the last meeting. In addition, the ECB announced the long-awaited "Transmission Protection Instrument" (TPI), which seems to be much more powerful than expected, among other things because the volume of bond purchases will not be restricted from the outset.

Market report (german) ( PDF, 489 kB )

July 21, 2022

ECB gets serious about green monetary policy

The European Central Bank wants to take climate protection into account in its monetary policy decisions and has specified the Climate Action Plan it issued back in 2021. It is a courageous decision in disruptive times.

Market report (german) ( PDF, 1.08 MB )
More reports