Half-Year Results 2020
Companies
We finance your business
We are a reliable partner for your projects
Structural change, digitalization, globalization – small and medium-sized enterprises in particular are currently facing diverse challenges but also opportunities. It is our objective to work with you to address these requirements. We know that we are only successful if we place our clients and their individual needs at the heart of what we do. This is why personal relationships are our focus. Our objective is to understand our clients and their individual challenges better than others.
Do you wish to bring your ideas to life in your company? We do all we can to provide you with active support in this – and to make things easy for you. We identify the challenges facing you at an early stage, as we have many years of experience and passion for business and think ahead. We work with you to develop innovative concepts to enable you to achieve your strategic goals. An approach based on partnership, reliability, and fairness is the basis of our business relationships.
"Our uppermost goal at all times is to impress our clients with quality, ideas, and speed.“
Nicolas Blanchard, Chief Client Officer
Nowadays, companies need much more than just long-term loans. Working with you, we develop financing solutions that optimally integrate new capital in individual structures. It is our aim not only to resolve pending tasks but also to create genuine value added for you through our services. Whether this is in view of current rating requirements or the optimization of interest, liquidity, and risk management.
Be it trade, health, food, or industry and services, our experts are familiar with specific industry requirements. We set great store by getting to know your company and sector in detail.
Industry know-how – in-depth market knowledge
Food industry
Our advisors have precise knowledge of the agricultural commodities and food markets and are familiar with the opportunities and risks existing at every level of the value chain. Our location in Hamburg offers us a crucial advantage. Ever since our Bank was founded, our clients have often included many food retailers. We are proud that we have been able to work with you to develop personalized and industry-specific solutions.
Health sector
We are among the leading financers of clinics and care institutions. For over 15 years, our experts have been advising companies from the health sector throughout Germany. Our clients include acute-care clinics, specialized and rehabilitation clinics, medical supply centers, medical clearing houses and care institutions, as well as medical technology and pharmaceutical companies. We work with you to develop custom-made solutions that are the perfect fit for you.
Trade
Providing advice for trading companies has been part of our core business since the Bank was founded. We are familiar with and understand the trading of commodities and agricultural produce, as well as standardized investment and consumer goods. We are perfectly acquainted with the individual wholesale and retail trading stages, including the associated opportunities and risks. We work with you to develop appropriate solutions throughout Germany, particularly for trade involving oil and gas, steel and steel products, chemicals and chemical products, and plastics. In so doing, we offer you security for the realization of your projects. In addition, we also focus on the specific challenges involved with the trading of textiles and fashion. Our longstanding clients include prestigious brand specialists, shop specialists, and distribution specialists, as well as discounters.
Industry & service
Businesses in the industry and service sector form the backbone of the German economy. We are familiar with the specific challenges of your market. Our clients come from the automotive, steel, and tourism sectors. It is our objective to understand our clients, and we are proud to have cultivated a personal relationship with many. This enables us to create individual and industry-specific solutions with you.
Corporate financing - tailored and reliable
We have a solid capital base, offer streamlined processes, and efficient client and risk management. For us as a financial services provider, this is key to our success – particularly in times of radical economic changes and digital transformation.
This enables us to create value added for you, ensuring we score points for quality, reliability, and innovative ideas.
Our range of services includes all forms of modern corporate financing, the professional processing of national and international payment transactions including cash management, as well as the fast and reliable handling of international document business. As many products are processed using a foreign currency in international trading, we also provide expert support with your currency transactions and offer suitable hedging instruments for these.
Thanks to our client-oriented approach and our focus on what we can genuinely do better, we are the bank that makes the difference for you.
Credits & loans
Whether working capital or growth financing, we analyze your project and quickly provide you with a binding offer. Even large volumes are feasible for us. We offer a fair loan-to-value ratio, provide short-term financing if required, based on your amortization objectives, and give the greatest possible flexibility. If we are unable to manage something on our own, we work smoothly alongside other banks and partners using established channels.
Corporate finance
Mergers & acquisitions (M&A) and structured financing are key components of corporate client business and enable the optimal fulfillment of client requirements. Our clients can access corporate finance expertise in the event of complex and strategic issues. All forms of financing internally and, where necessary, through our network of external capital sources, such as equity, mezzanine, or debt capital providers, remain available for corporate finance.
Scructured financing
Nowadays, it is often impossible to manage large-scale investments purely with a loan. We offer you an extensive range of structured financing solutions. These include the financing of suppliers, your claims, or leasing-based structures. Detailed advice with respect to liability and risks, including their assumption under certain circumstances, as well as close cooperation with international institutional investors are a matter of course for us.
Mergers & acquisitions (M&A)
We support you with M&A transactions, the search for co-investors, and the establishment of joint ventures. Our experts are also by your side for corporate handovers and purchases. Our market position provides us with very good contact with a broad investor base – including strategic investors, private equity and industrial holding companies, family offices, and institutional investors throughout Europe.
Working capital solutions
We offer you the integrated management of commodity and financing streams along the supply chain with the following core objectives:
- improvement of access to capital
- reduction in financing costs and risks
- lowering of working capital
- reduction in supply risks
Capital market, interest, and foreign exchange management
We manage interest and currency risks for our clients with a wide range of common products. Our experts provide you with advice and work with you to find your optimal solution. This enables you to hedge your risks, to improve your liquidity, and to strengthen your balance sheet.
More about Capital market, interest, and foreign exchange management
Digital services
We make active use of all of the opportunities offered to us by digitalization and implement them for the benefit of our clients. We are always on the lookout for new options and are driving forward digitalization, and hence lean processes and cost optimization, internally. This benefits both us and our clients equally.
Accounts & payment transactions
Corporate accounts are the basis for well-functioning payment transactions. We set up your account in a quick and simple process, adapting it individually to meet the needs of your company – with international functionality. For us, payment transactions and accounts are intended to ensure the easy management of complex payment streams. So the KYC process is now carried out digitally, making it extremely client-friendly.
We are here for you
Get to know us in person.
Start talking to us and discover our expertise for yourself. Meet us directly on site or at large industry trade shows or professional seminars.
Food industry
Health sector
Trade
Industry & service northeast
Industry & service southwest
