Individual solutions for all your interests

Institutional clients

Financial and capital market expertise, pure and simple

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As experts in the financial and capital markets, we always develop suitable solutions for you. We cultivate an holistic advisory approach, irrespective of the respective asset class and taking balance-sheet and regulatory circumstances into consideration at all times – in constant dialogue and partnership with you.

Nationally and internationally, we are an expert partner for credit institutes, insurers, pension funds, capital investment companies, and asset managers. We also support domestic investment and development banks as well as public-sector institutions and establishments.

We stand alongside our institutional clients with our expertise and comprehensive range of products. We make the entire range of the currency, interest rate, loan, and capital markets available to you.

The basis for our success is our ability to look to the future in a solution-oriented manner. Our experience and know-how mean we are true masters of what we do. Our work is fast and efficient. Our offers are reliable. In joint discussion with you, we develop practical solutions and communicate our results transparently. Where required, we also support collaboration with other partners and market participants. With the assistance of our colleagues from other business areas, our objective is to offer you the best quality at all times.

Our services for you – efficient, tailored, and backed by strong financing

As a client from the institutional sphere or public sector, we accompany you with our long-term experience with the money, foreign exchange, derivatives, and bond markets. We work with you to develop investment offers that are individually customized for your requirements. With a view to your liquidity and risk management, we supply you with suitable products. The optimization of your payment transactions (SEPA, cash pooling and cash routing, e-banking solutions) and attractive account models are among our basic services.

Credit & Loans

We are the bank for your business and finance your projects quickly and bindingly. We also work very pragmatically and solution-oriented with other banks and cooperation partners. Our claim: We find the best financing solution for you.

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Structured Financing

If a financing goes beyond a mere loan, our experts structure your project creatively and solution-oriented. Our range of services extends from classic loans and equity-preserving hybrid products to equity solutions and syndications.

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Capital markets, interest & currency management

As experts in the credit and capital markets, we provide our clients with a comprehensive range of products for both sides of the balance sheet as well as fast and competent advice. In this way, we are the link between borrowers and investors. We syndicate, arrange and place loans. This includes binding promissory note transactions as well as supporting major issues on the capital market.

For the proprietary investments of credit institutions and other institutional investors, we follow successful paths in treasury and Depot-A management. We offer national and international investors a choice between senior unsecured issues and secured securities such as Pfandbrief issues in the form of mortgage, ship and public sector Pfandbriefe. We also manage interest rate and currency risks for our clients with a broad range of standard products.

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Digital Services

You can manage your money and foreign exchange dispositions and investments professionally via our online platform "HCOB-Trader". The high transparency and easy handling of the platform facilitate your daily liquidity management in various currencies.

In addition, we naturally offer our customers a wide range of digital services that simplify the management of their accounts and payment flows.

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Account & payment transactions

The account is the basis for a functioning payment transaction. We set up an account for you quickly and easily, which can be individually adapted to your needs. And which also works internationally.

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We are here for you

Get to know us in person.

Start talking to us and discover our expertise for yourself. Meet us directly on site or at large industry trade shows or professional seminars.

Thomas Benthien

Head of Institutionals & Liabilities

Phone: 040 3333-25000